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Tornagrain | New Town Development

We act for Tornagrain Limited, part of the Moray Estates group, in connection with the development of the Tornagrain new town.

Viking Energy | Wind Farm Development

We act for Viking Energy Wind Farm LLP in respect of the major wind farm development on mainland Shetland.

Family Matters – Legal Considerations for Parents and Carers

Becoming a parent can also be all consuming, but there are a number of legal matters you should

Ross MacRae

Legal Director, Banking and Finance

Ross is an experienced Banking and Finance lawyer keeping a practice with a particular focus on Real Estate and Development Finance. He assists both borrower and lender clients in arranging and managing debt finance transactions and collaborates with both them and their other advisors to deliver results on budget and within desired timescales.

Ross regularly advises borrowers across the SME spectrum in connection with development finance, real estate finance, leveraged acquisition finance and bridging transactions. In addition to acting for a number of UK Clearing Banks, he has particular expertise in the field of P2P and alternative lending and a proven track record in advising Alternative Lender clients in relation to both the loan and collateralisation aspects of dealings with Scottish borrowers.

Ross regularly assists as local counsel to UK and international firms on the Scots law aspects of cross border lending matters.



  • Acted as lead counsel to Johnson and Johnson Foundation Scotland in connection with a significant cross border funds investment. Learn more
  • Advised Wire Oast Limited, an SPV established by Avignon Capital, on the acquisition of the portfolio of two supermarkets in the West Retail Park in Milngavie and on Byres Road in the west end of Glasgow. Learn more
  • Assisted AMA (Tor 1) Limited with the purchase of property with complex deferred consideration terms, secured planning for development of luxury apartments and townhouses and then refinanced the key development asset in central Edinburgh.
  • Acted for Majestic (Belford) Limited in their refinance of a key development asset in central Edinburgh.


Ross MacRae

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Recent News & Insights by Ross

25 January 2022 | Time to read: 1 min

Local Counsel

By Ross MacRae

We acted as Scots counsel to a national IT Services firm.

25 January 2022 | Time to read: 1 min

Alternative Lender

By Ross MacRae

An alternative finance provider seeking to refinance a leisure resort business.

25 January 2022 | Time to read: 1 min

SME Borrower

By Ross MacRae

Refinance of a Development Facility

14 January 2022 | Time to read: 1 min

Gillespie Macandrew advises Johnson and Johnson Foundation Scotland on New US$30 Million Impact Fund

By Ross MacRae

Gillespie Macandrew advises Johnson and Johnson Foundation Scotland on New US$30 Million Impact Fund

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